Indlela Elula Yokuba Nezinketho Ezinhle Kakhulu Zemfenisha Yasekhaya Yomhlalaphansi

Isingeniso sefenisha yasekhaya yomhlalaphansi

Wonke umuntu udinga usizo oluncane ngokuthatha umhlalaphansi. Wonke umuntu udinga usizo oluncane ngokuthatha umhlalaphansi. Udinga ukuthola indawo efanele ukuqala bese uqinisekisa ukuthi uthola ukwesekwa okuvela emndenini wakho. Abantu bebelokhu belondoloza iminyaka futhi kunezinketho eziningi ezahlukene ezitholakalayo. Abantu bangasebenzisa izinhlelo zokusebenza ezihlukahlukene kanye nesofthiwe ukuze babasize bakhethe inketho engcono kakhulu yokuthatha umhlalaphansi. Isevisi enhle ezokwenza lokho okudingekayo ukuze uqiniseke ukuthi uthola idili elihle kakhulu kumkhiqizo.

Uma usuzothatha umhlalaphansi uzodinga ukujwayelana nazo zonke izinhlobo ezahlukene zefenisha nezinto ezisetshenziswayo ezitholakalayo. Umngane wami omkhulu, u-Lori Savanam ungumeluleki wezezimali futhi usize abantu ukuthi bathenge ifenisha ku-inthanethi. Bangasiza nangomshwalense uma unenkinga ngemoto yakho. Ngiyazi ukuthi kunzima ukuthatha izinqumo uma kuziwa ekuthengeni ifenisha nge-inthanethi kodwa kunezinto ongazenza ukuze uzivikele ekuthintekeni kule nkinga. Uma unokukhathazeka mayelana nokuthenga ifenisha ku-inthanethi bese usithinta ku-info@nahotels.com.

Uma usuneminyaka uhlala endlini, kungenzeka ukuthi uye waqaphela ukuthi abantu abaningi bacabanga ukuthi kuyindlela esheshayo yokuthenga umuzi. Kodwa kuthiwani uma ungakwazi ukuthola okungcono kakhulu? Ungasebenzisa umcabango wakho ukuze udale into oyifunayo. Uma ungaqiniseki ukuthi ungakwenza kanjani lokhu, qhubeka funda. Ngokuzayo lapho udinga ukuthenga ikhaya, zibuze ukuthi unalo ulwazi ngalo. Kunezinketho eziningi ezitholakalayo futhi zonke zisebenza kahle ngokubambisana. Isibonelo, ungakhetha ezinhlotsheni ezahlukene zefenisha bese ukhetha eyodwa evumelana nezidingo zakho.

Iningi labantu ngeke likwazi ukuthenga imoto entsha, ngakho-ke udinga ukwenza isiqiniseko sokuthi unemishini efanele kanye nendlela yokuyinakekela. Kufanele futhi uhlole ukuthi izinto zikagesi zimiswe ngendlela efanele yini nokuthi zisebenza kahle yini. Kukhona ezinye izinto eziningi ongayenza ukuze uqinisekise ukuthi ifenisha yakho yasekhaya isilungele ukusetshenziswa. Indlela engcono kakhulu yokuqinisekisa ukuthi ifenisha yasekhaya isesimweni esihle sokusebenza iwukuba nesihlalo esisezingeni eliphezulu netafula elibekwe kuso. Isihlalo esihle nesethi yetafula kuzokuvumela ukuba uphumule ekamelweni lakho lokuphumula ngaphandle kokuphazanyiswa yinoma yimuphi umsindo.

Ukukhiqiza Inqubo yefenisha yasekhaya yomhlalaphansi

Ezimakethe zanamuhla ezincintisanayo, kunezinhlobo eziningi zemikhiqizo etholakalayo, kodwa iyiphi indlela engcono kakhulu yokuba nezinketho ezingcono kakhulu zefenisha yasekhaya yomhlalaphansi? Isinyathelo sokuqala ukukhetha umkhiqizo ofanele. Abantu abaningi bakhetha ukuthenga ifenisha yabo yasekhaya futhi bayisebenzise njengendawo yokuhlala yesikhashana. Bangasebenzela ekhaya futhi bonge imali ngokuqasha entsha njalo ngemva kweminyaka embalwa. Ungathola indawo yakho yokubeka izidingo zakho engqondweni lapho uthenga ifenisha yakho yasekhaya.

Njengoba singena empeshenini, abantu abaningi sebeqalile ukuzibuza ukuthi bazithengela yini izindlu zabo noma bafuna nje ukuhlala endaweni engenayo ingqalasizinda. Abantu abangenayo imali encane bakhathazekile ngokuthenga izinto ezinkulu futhi bangase bangakwazi ukukhokhela imishini emisha abayidingayo. Kodwa-ke, kunezindlela eziningana zokuba nezinketho ezinhle kakhulu zefenisha yasekhaya yomhlalaphansi etholakalayo. Ungakhetha ezintweni ezihlukahlukene ezahlukene kanye nezitayela zokuklama. Okugxilwe kakhulu kule bhulogi kuzinqubo zokukhiqiza ifenisha yasekhaya yomhlalaphansi.

Kubaluleke kakhulu ukuthola ulwazi olulungile mayelana nalokho okufunayo lapho uthenga ikhaya. Kunezinhlobo eziningi zefenisha ezitholakalayo, futhi ukukhetha ifenisha efanele kungaba nzima. Abanye abantu abanalo ulwazi lokuthi hlobo luni lwefenisha abalufunayo futhi ngeke bazi ngisho nokuthi hlobo luni lwefenisha abalufunayo. Kubalulekile futhi ukuqinisekisa ukuthi ifenisha oyithengayo yakhelwe ukuhlala isikhathi eside. Lokhu kuzokusiza ukuthi wonge imali kwi-mortgage yakho.

Sekungamashumi eminyaka abantu bakhe amakhaya abo futhi manje kunezinkampani ezimbalwa ezihlinzeka ngalezi zinsizakalo. Kunezindlela ezijwayelekile zokwenza ikhaya lakho libe ntofontofo futhi wonge imali. Isibonelo, ungasebenzisa amaphaneli elanga futhi uwathenge esitolo sendawo sehardware. Ungathenga futhi noma yiluphi uhlobo lwezesekeli ozidingayo ekhaya lakho. Lokhu kufaka phakathi amabhande, okokusebenza kwamathuluzi, izinkomishi, amapeni, amakilabhu egalofu, njll. Zonke lezi zinto zizokusiza ukuthi wonge imali ekhaya lakho.

Imininingwane Yezobuchwepheshe yefenisha yasekhaya yomhlalaphansi

Uma useminyakeni yama-20s, kulula ukukhohlwa ukuthi ungayeka umsebenzi wakho ngezinguquko ezimbalwa nje ezimbalwa. Kunezinto ezimbalwa ongazenza ukuze usize ekuqinisekiseni ukuthi unezinketho ezingcono kakhulu zefenisha yasekhaya yomhlalaphansi. Okuhle ukuhlola ukuthi abanye abantu benzani futhi ubabuze mayelana nakho kwabo ngakho. Okubaluleke kakhulu ukwenza isiqiniseko sokuthi unolwazi olungcono kakhulu ngakho. Uma ungenalo ulwazi lwanoma yini efana nalena, khona-ke kunzima ngempela ukufaka imali eningi kulolu hlobo lwezinto. Akukona nje ezezimali kodwa futhi siqu.

Kunezindlela eziningi ezahlukene zokuba nezinketho ezingcono kakhulu zefenisha yasekhaya yomhlalaphansi. Singakwenza konke ngokwethu, kodwa kudingeka siqaphele ukuthi sikhetha ukwenzani ngemali yethu. Kufanele ucabangele ukuthi uzosebenzisani nokuthi uzoba nemali enjani ekhaya. Kunezinhlobo eziningi ezahlukene zezindlu zomhlalaphansi ezitholakalayo futhi kunezinhlobo eziningi zezindlu ezitholakalayo emakethe. Lokhu kufaka phakathi ukuqashwa kwezimoto, izimoto eziqashwayo, ama-trailer ohambo, amakilabhu egalofu, amahholo okudlela, izikhungo zezingqungquthela, njll. Kubalulekile ukwenza isiqiniseko sokuthi uthola isivumelwano esingcono kakhulu ngokwezidingo zakho.

Okuwukuphela kwendlela yokuba nezinketho ezingcono kakhulu zefenisha yasekhaya yomhlalaphansi ukuzithengela wena. Kukhona imininingwane eminingi yobuchwepheshe yefenisha yasekhaya yomhlalaphansi ongayisebenzisa, kodwa futhi kunezinto eziningi ongayenza ukuze uthuthukise ukunethezeka kwekhaya lakho lomhlalaphansi. Ungakhetha ezinhlotsheni eziningi ezahlukene zefenisha, kusukela ezihlalweni ezivamile, izihlalo zokugqoka, izihlalo zokudlela, amafreyimu emibhede, abagijimi betafula, njll. Uma kuziwa ekukhetheni ifenisha efanele, kubalulekile ukukhetha ifenisha efanele ezohlangabezana nezidingo zakho.

Izinzuzo Eziyinhloko Zokuncintisana zefenisha yasekhaya yomhlalaphansi

Uma uthanda kakhulu uhlobo oluthile lwendlu ngakho-ke kubaluleke kakhulu ukukhetha okulungile. Udinga ukwenza isiqiniseko sokuthi ukhetha uhlobo olufanele lwefenisha yendlu nokuthi hlobo luni lwefenisha yendlu oyifunayo. Kunezinhlobo eziningi ezahlukene zefenisha yendlu futhi ezinye zazo zihlanganisa: phansi, amathayela aphansi, ukhaphethi, izindonga, abalandeli baphansi, njll. Futhi, kubalulekile ukukhetha uhlobo olufanele lwefenisha yendlu nokuthi singakanani isikhala ozokwazi ukugcina ifenisha yakho. Udinga ukucabangela ukuthi hlobo luni lwefenisha yendlu oyifunayo nokuthi hlobo luni lwefenisha yendlu oyifunayo.

Okufanele ukwenze ukusetha indlela evikelekile nethembekile yokuthenga ifenisha ku-inthanethi. Ungasebenzisa ikhompuyutha noma ithebhulethi yakho ukuze ungene kukhompuyutha yakho, udale uhlu lwawo wonke amakhompyutha axhunywe kukhompuyutha yakho, ubhale amanothi kuwo futhi uphawule ngawo. Kulula ngempela ukuyisebenzisa futhi kuzokongela isikhathi esiningi uma kufanele uthenge ifenisha ku-inthanethi. Kunezinketho eziningi ezahlukene ezitholakalayo futhi kunezindlela eziningi zokuqinisekisa ukuthi uthola idili elihle kakhulu kufenisha yakho.

Njengoba manje sekunabantu abangaphezu kwezigidi ezingu-200 abahlala e-United States, kubalulekile ukukhumbula ukuthi kungenzeka ukuthenga indlu enezinhlelo ezinhle zokusekela nemali eningi. Abantu abaningi bacebe kakhulu ngakho-ke, ziningi izinto abangazenza ukuze babasize baphume ezinkingeni zabo zezimali. Lokhu kuhlanganisa ukuthenga imoto entsha, ukuthola umsebenzi noma ukuthenga umuzi.

Uma usuthatha umhlalaphansi, uzobe wonga imali yomhlalaphansi wakho. Okubaluleke kakhulu okumele ukukhumbule ukuthi ziningi ezinye izinto ongazenza ukuze wonge imali yomhlalaphansi.