Indlela elula yoKhetho lweFenitshala yeFanitshala yaseKhaya iLula
Intshayelelo yefenitshala yekhaya lomhlalaphantsi
Wonke umntu ufuna uncedo oluncinci malunga nomhlalaphantsi. Wonke umntu ufuna uncedo oluncinci malunga nomhlalaphantsi. Kuya kufuneka ufumane indawo efanelekileyo yokuqalisa kwaye emva koko uqiniseke ukuba ufumana inkxaso kusapho lwakho. Abantu bebegcina iminyaka kwaye zininzi iindlela ezahlukeneyo zokukhetha ezikhoyo. Abantu banokusebenzisa ii -apps ezahlukeneyo kunye nesoftware ukubanceda bakhethe eyona ndlela ilungileyo yokuthatha umhlalaphantsi. Inkonzo elungileyo eya kwenza oko kuthatha ukuqinisekisa ukuba ufumana eyona nto ilungileyo kwimveliso.
Xa sele uza kuthabatha umhlala-phantsi kuya kufuneka ukuba uqhelane nazo zonke iintlobo ezahlukeneyo zefanitshala kunye nezincedisi ezikhoyo. Umhlobo wam olungileyo, uLori Savanam ngumcebisi wezezimali kwaye uncede abantu bathenge ifenitshala kwi-Intanethi. Banokunceda nakwi-inshurensi ukuba unengxaki ngemoto yakho. Ndiyazi ukuba kunzima ukwenza izigqibo xa kuziwa ekuthengeni ifenitshala kwi-Intanethi kodwa kukho izinto onokuzenza ukuze uzikhusele ekuchatshazweni yile ngxaki. Ukuba unayo nayiphi na inkxalabo malunga nokuthenga ifenitshala kwi-intanethi ke uqhagamshelane nathi ku-info@nahotels.com.
Ukuba ubuhlala endlwini kangangeminyaka, usenokuba uye waphawula ukuba abantu abaninzi bacinga ukuba yindlela ekhawulezayo yokuthenga indlu. Kodwa kuthekani ukuba akukwazi ukufumana eyona ilungileyo? Ungasebenzisa ukucinga kwakho ukwenza into oyifunayo. Ukuba awuqinisekanga ukuba ukwenza njani oku, qhubeka ufunda. Ngexesha elizayo xa ufuna ukuthenga ikhaya, zibuze ukuba unawo nawaphi na amava ngalo. Zininzi iinketho ezikhoyo kwaye zonke zisebenza kakuhle kunye. Umzekelo, unokukhetha kwiindidi ezahlukeneyo zefenitshala kwaye ukhethe enye ehambelana neemfuno zakho.
Abantu abaninzi abayi kukwazi ukuthenga imoto entsha, ngoko ke kufuneka uqiniseke ukuba unezixhobo ezifanelekileyo kunye nendlela yokuzigcina. Kufuneka kwakhona ujonge ukuba izixhobo zombane zilungiswe ngokuchanekileyo kwaye zihamba kakuhle na. Zininzi ezinye izinto onokuzenza ukuze uqinisekise ukuba ifanitshala yendlu yakho ikulungele ukusetyenziswa. Eyona ndlela yokuqinisekisa ukuba ifanitshala yendlu yakho ikwimeko entle yokusebenza kukuba nesitulo esisemgangathweni kunye netafile ebekwe kuyo. Isihlalo esilungileyo kunye neseti yetafile iya kukuvumela ukuba uphumule kwigumbi lakho lokuhlala ngaphandle kokuphazamiseka nayiphi na ingxolo.
Ukuvelisa Inkqubo yefenitshala yasekhaya yomhlalaphantsi
Kwimarike yanamhlanje ekhuphisanayo, kukho iintlobo ezininzi zeemveliso ezikhoyo, kodwa yeyiphi eyona ndlela ingcono yokuba neyona ndlela ilungileyo yokukhetha ifanitshala yendlu yomhlalaphantsi? Inyathelo lokuqala kukukhetha imveliso efanelekileyo. Uninzi lwabantu lukhetha ukuthenga ifanitshala yendlu yabo kwaye bayisebenzise njengendawo yokuhlala yethutyana. Banokusebenzela ekhaya kwaye bonge imali ngokurenta entsha rhoqo emva kweminyaka embalwa. Unokufumana indawo yakho yokubeka iimfuno zakho engqondweni xa uthenga ifanitshala yendlu yakho.
Njengoko singena kumhlala-phantsi, abantu abaninzi baye baqala ukuzibuza ukuba bazithengela amakhaya abo okanye bafuna nje ukuhlala kwindawo engenaziseko ezingundoqo. Abantu abangenamali yaneleyo banexhala lokuthenga izinto ezinkulu kwaye basenokungakwazi ukuthenga izixhobo ezitsha abazidingayo. Nangona kunjalo, kukho iindlela ezininzi zokuba nezona zikhetho zibalaseleyo zefenitshala yasekhaya ekhoyo. Unokukhetha kwizinto ezahlukeneyo ezahlukeneyo kunye neendlela zokuyila. Ingqwalasela ephambili yale bhulogi kwiinkqubo zokuvelisa ifenitshala yasekhaya yomhlalaphantsi.
Kubaluleke kakhulu ukufumana ulwazi oluchanekileyo malunga nento oyifunayo xa uthenga ikhaya. Kukho iintlobo ezininzi ezahlukeneyo zefenitshala ezikhoyo, kwaye ukukhetha ifanitshala efanelekileyo kunokuba nzima. Abanye abantu abanalo nofifi lokuba bafuna ifanitshala enjani kwaye abayi kukwazi nokuba bajonge luphi uhlobo lwefanitshala. Kwakhona kubalulekile ukuqinisekisa ukuba ifenitshala oyithengayo yenzelwe ukuhlala ixesha elide. Oku kuya kukunceda ugcine imali kwi-mortgage yakho.
Abantu bebesakha amakhaya abo amashumi eminyaka kwaye ngoku kukho iinkampani ezininzi ezibonelela ngezi nkonzo. Kukho iindlela eziqhelekileyo zokwenza ikhaya lakho likhululeke ngakumbi kwaye wonge imali. Umzekelo, ungasebenzisa iipaneli zelanga kwaye uzithenge kwivenkile yehardware yendawo. Ungathenga naluphi na uhlobo lwezixhobo ozidingayo ekhayeni lakho. Ezi ziquka amabhanti, izixhobo zokusebenza, iikomityi, iipeni zebhola, iiklabhu zegalufa, njl. Zonke ezi zinto ziya kukunceda ugcine imali kwikhaya lakho.
IiNgcaciso zobuGcisa zefenitshala yasekhaya yomhlalaphantsi
Xa ukwi-20s yakho, kulula ukulibala ukuba unokuthatha umhlala-phantsi emsebenzini wakho ngeenguqu ezimbalwa nje ezimbalwa. Kukho izinto ezininzi onokuzenza ukuze uncede uqinisekise ukuba unokhetho olungcono lwefenitshala yasekhaya yomhlalaphantsi. Eyona nto ilungileyo kukujonga ukuba abanye abantu benza ntoni kwaye ubabuze ngamava abo ngayo. Eyona nto ibaluleke kakhulu kukuqinisekisa ukuba unamava angcono ngayo. Ukuba awunamava ngayo nantoni na enje, ngoko kunzima ngokwenene ukubeka imali eninzi kolu hlobo lwezinto. Asiyomali kuphela kodwa neyomntu.
Kukho inani leendlela ezahlukeneyo zokuba nezona ndlela zingcono zefenitshala yasekhaya yomhlalaphantsi. Sinokukwenza ngokwethu oko, kodwa kufuneka sikulumkele oko sikhetha ukukwenza ngemali yethu. Kufuneka ucinge ukuba uza kuchitha ntoni kwaye ungakanani na imali oya kuba nayo ekhaya. Zininzi iindidi ezahlukeneyo zamakhaya omhlala-phantsi akhoyo kwaye kukho iindidi ezininzi zamakhaya akhoyo kwiimarike. Ezi ziquka ukurenta iimoto, iimoto ezirentwayo, iitrayila zokuhamba, iiklabhu zegalufa, iiholo zokutyela, amaziko enkomfa, njl. Kubalulekile ukuqiniseka ukuba ufumana eyona nto ingcono kakhulu kwiimfuno zakho.
Ekuphela kwendlela yokuba neyona ndlela ingcono yefenitshala yendlu yomhlalaphantsi kukuzithengela ngokwakho. Zininzi iinkcukacha zobugcisa zefenitshala yekhaya lomhlalaphantsi onokuzisebenzisa, kodwa zikwakho izinto ezininzi onokuthi uzenze ukuphucula intuthuzelo yekhaya lakho lomhlalaphantsi. Unokukhetha kwiindidi ezininzi ezahlukeneyo zefenitshala, kwizitulo eziqhelekileyo, izitulo zokugqoka, izitulo zokudlela, iifreyimu zebhedi, abagijimi betafile, njl. Xa kuziwa ekukhetheni ifenitshala efanelekileyo, kubalulekile ukukhetha ifenitshala efanelekileyo eya kuhlangabezana neemfuno zakho.
Izinto eziphambili zoKhuphiswano zefenitshala yasekhaya yomhlalaphantsi
Ukuba unokhetho olunamandla kuhlobo oluthile lwendlu ngoko kubaluleke kakhulu ukukhetha okufanelekileyo. Kufuneka uqiniseke ukuba ukhetha uhlobo olululo lwefenitshala yendlu kunye noluphi uhlobo lwefanitshala yendlu oyifunayo. Kukho iintlobo ezininzi zefenitshala yendlu kwaye ezinye zazo ziquka: umgangatho, iithayile zomgangatho, ikhaphethi, iindonga, iifeni zomgangatho, njl. Kwakhona, kubalulekile ukukhetha uhlobo olufanelekileyo lwefenitshala yendlu kunye nokuba ingakanani indawo oya kukwazi ukugcina ifenitshala yakho. Kufuneka uqwalasele uhlobo lwefenitshala yendlu oyifunayo kwaye uluphi uhlobo lwefenitshala yendlu oyifunayo.
Into ekufuneka uyenzile kukuseka indlela ekhuselekileyo nethembekileyo yokuthenga ifenitshala kwi-Intanethi. Ungasebenzisa ikhompyuter yakho okanye ithebhulethi ukufikelela kwikhompyuter yakho, wenze uluhlu lwazo zonke iikhompyuter eziqhagamshelwe kwikhompyuter yakho, ubhale amanqaku kuzo kwaye wenze izimvo kuzo. Kulula kakhulu ukuyisebenzisa kwaye kuya kongela ixesha elininzi xa kufuneka uthenge ifenitshala kwi-intanethi. Zininzi iinketho ezahlukeneyo ezikhoyo kwaye zininzi iindlela zokuqinisekisa ukuba ufumana eyona nto ilungileyo kwifanitshala yakho.
Ngabantu abangaphezu kwezigidi ezingama-200 ngoku abahlala eUnited States, kubalulekile ukukhumbula ukuba kunokwenzeka ukuthenga indlu eneenkqubo ezilungileyo zenkxaso kunye nemali eninzi. Uninzi lwabantu luzizityebi kakhulu kwaye ke, zininzi izinto abanokuthi bazenze ukubanceda bakhuphe iingxaki zabo zemali. Oku kuquka ukuthenga imoto entsha, ukufumana umsebenzi okanye ukuthenga ikhaya.
Xa uthatha umhlala-phantsi, uya kube ugcina imali yomhlalaphantsi wakho. Eyona nto ibalulekileyo ekufuneka uyikhumbule kukuba zininzi ezinye izinto onokuzenza ukonga imali yomhlalaphantsi.
